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†Limited Time Only. Subject to credit approval. To qualify for this offer, you must apply, be approved, and use a new MyLowe’s Rewards Credit Card to make a purchase 3/7/24-1/31/25. Limit one 20% off coupon per new credit account; offer is not transferable. Max discount is $100 with this offer. Accounts opened in store: one-time 20% off discount is not automatic; you must ask cashier to apply discount (barcode) at time of in-store purchase. Accounts opened online, via Text-to-Apply, or QR code: you will receive a one-time coupon/promotional code, which may be used in store or online. If you do not receive a credit decision the day you apply, but are later approved, a 20% coupon will be provided via mail with your new card. The 20% discount will be applied after all other applicable discounts. Offer can’t be used in conjunction with or on: (i) 5% Off Every Day offer, Special Financing, or any other credit-related offer; however, if the 5% Off Every Day discount offer is greater than $100, the greater discount will automatically be applied; (ii) any other promotion, discount, markdown, coupon/barcode, rebate or offer, including any Lowe’s volume or special discount programs (such as but not limited to, Contractor Pack, Buy in Bulk, Value Savings Program ("VSP"), Special Value, New Lower Price, Was: Now, Military Discount, Employee Discount, & Lowest Price Guarantee); (iii) associate discretion price adjustments; (iv) any services (such as but not limited to, rentals; extended protection/replacement plans; shipping, delivery, assembly or installation fees); (v) fees or taxes; (vi) previous sales; (vii) gift cards; or (viii) Weber, Kichler, or Miele products. Coupon is not redeemable for cash, not transferable & can’t be replaced if lost or stolen. Void if altered, defaced, copied, transferred, or sold (thru any on-line auction or otherwise). Customer must pay applicable sales tax. Excludes Lowe’s® Business Credit Accounts, Lowe’s® Visa® Accounts and all Lowe’s® Canada Credit Accounts. We reserve the right to discontinue or alter these terms at any time.

*For New MyLowe’s Rewards Credit Card Accounts: As of 3/7/24, Purchase APR is 31.99% and Penalty APR is 36.99%. Minimum interest charge is $2.00.

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See if you prequalify for a MyLowe`s Rewards Credit Card

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1If you prequalify, you will have an opportunity to accept the offer and apply for credit which may impact your credit bureau score.

1MyLowe’s Rewards Program allows loyalty members to earn points towards MyLowe’s Money, including when making eligible purchases under their MyLowe’s Rewards account. MyLowe’s Rewards has different membership levels ("statuses"). Silver Key Status members earn points based on spend at a minimum rate of 1.25 points per eligible dollar; 1,000 points = $5 MyLowe’s Money. Silver Key Status activation for credit cardholders may require saving card to Lowe’s digital wallet. Standard shipping not available on all products or in all areas. Member Gifts and Personalized Offers may vary and may be subject to additional terms and restrictions. Program subject to terms, conditions, & restrictions. See Lowes.com/MyLowes-Rewards-Terms for full program details. Subject to change.

2MyLowe’s Money: NO CASH BACK. Nontransferrable. MyLowe’s Money is not a credit, debit or gift card; it has no implied warranties. MyLowe’s Money can be redeemed towards purchases of eligible products in eligible sales channels in the U.S. only during the stated redemption window. Limit of 5 per transaction. MyLowe’s Money will be applied after all other applicable discounts, coupons, taxes and fees have been applied. Additional terms, conditions & restrictions apply and are subject to change. See Lowes.com/MyLowes-Rewards-Terms for full details.

Consumer Credit Financing Promotion Details: Offers subject to credit approval and cannot be combined. If your purchase or order is over the minimum purchase required, you will be asked to select the offer you would like. Excludes Lowe’s Business Credit Accounts, Lowe’s Visa® Accounts and all Lowe’s Canada Credit Accounts. We reserve the right to discontinue or alter the terms of these offers at any time.

*5% Off Your MyLowe’s® Rewards Credit Card Purchase: Subject to credit approval. 5% offer applies to eligible US Lowe’s store and Lowes.com purchase or order after all other applicable discounts charged to your MyLowe’s Rewards Credit Card. Customer must pay applicable sales tax. Offer can’t be used in conjunction with or on: (i) other credit-related promotional offers; (ii) any other promotion, discount, markdown, coupon/barcode, rebate or offer, including any Lowe’s volume or special discount programs (such as but not limited to, Contractor Pack, Buy in Bulk, Value Savings Program ("VSP"), Special Value, New Lower Price, Was:Now, Military Discount, Employee Discount, and Lowest Price Guarantee); (iii) associate discretion price adjustments; (iv) any services (such as but not limited to, rentals; extended protection/replacement plans; shipping, delivery, assembly or installation fees); (v) fees or taxes; (vi) previous sales; (vii) gift cards; or (viii) Weber, Kichler, or Miele products.

**No Interest if Paid in Full within 6 Months. Offer applies to purchase or order of $299 or more on your MyLowe’s® Rewards Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum monthly payments required. No interest will be assessed on the promotional purchase if you pay the promotional purchase in full within 6 months from the purchase date. If you do not, interest will be assessed on the promotional purchase from the purchase date. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payment may or may not pay off purchase by end of promotional period. Some or all of the minimum payment based on the promotional balance may be applied to other account balances. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases.

For new accounts: As of 3/7/24, Purchase APR is 31.99% and Penalty APR is 36.99%. Minimum interest charge is $2.00. Existing cardholders should see their credit card agreement for their applicable terms.

Only one credit related promotional offer can be applied to any one item on a sales receipt. The "purchase date" for an item is the date it is charged to your account. Your account will be charged immediately for an item, unless otherwise provided on your order sales receipt. Excludes Lowe’s® Business Credit Accounts, Lowe’s® Visa Accounts and all Lowe’s® Canada Credit Accounts.

†20% Off When You Open and Use a New Account. Limited time only. Subject to credit approval. To qualify for this offer, you must open and use a new MyLowe’s Rewards Credit Card to make a purchase 3/7/24-1/31/25. Limit one 20% off coupon per new credit account; offer is not transferable. Maximum discount is $100 with this offer. Accounts opened in store: One-time 20% off discount is not automatic; you must ask cashier to apply discount (barcode) at time of in-store purchase. Accounts opened online, via text-to-apply or QR code: You will receive a one-time coupon/promotional code, which may be used in store or online. If you do not receive a credit decision the day you apply but are later approved, a 20% off coupon will be provided via mail with your new card. The 20% discount will be applied after all other applicable discounts. Offer cannot be used in conjunction with or on: (i) 5% Off Every Day offer, Special Financing or any other credit-related offer; however, if the 5% Off Every Day discount offer is greater than $100, the greater discount will automatically be applied; (ii) any other promotion, discount, markdown, coupon/barcode, rebate or offer, including any Lowe’s volume or special discount programs (such as but not limited to Contractor Packs, Buy in Bulk, Value Savings Program ("VSP"), Special Value, New Lower Price, Was:Now, Military Discount, employee discount and Lowest Price Guarantee); (iii) associate-discretion price adjustments; (iv) any services (such as but not limited to rentals; extended protection/replacement plans; shipping, delivery, assembly or installation fees); (v) fees or taxes; (vi) previous sales; (vii) gift cards; or (viii) Weber, Kichler, or Miele products. Coupon is not redeemable for cash, is not transferable and cannot be replaced if lost or stolen. Void if altered, defaced, copied, transferred or sold (through any online auction or otherwise). Customer must pay applicable sales tax. Excludes Lowe’s Business Credit Accounts, Lowe’s Visa® Accounts and all Lowe’s Canada Credit Accounts. We reserve the right to discontinue or alter these terms at any time.