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1Subject to credit approval. To qualify for this offer you must apply and be approved for a new Harbor Freight Tools Credit Card between Nov. 2–22, 2026. One-time 15% off (excludes shipping and handling) will be applied to your first purchase with the card between Nov. 2—Nov. 22, 2026 unless your purchase qualifies for and you choose an equal pay option, in which case you will forfeit the 15% offer. Discount will be applied at checkout or applied as a statement credit within 1-2 billing cycles of making your purchase. A different account opening offer may be available in other advertising.

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Harbor Freight Tools USA, Inc. Credit Card

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2Earn 5 Reward points for each $1 in net purchases charged to your Harbor Freight Tools Credit Card, and receive $5 in Harbor Freight Money for every 500 points earned. Cannot be combined with 10% off first purchase discount or equal pay purchases. We reserve the right to discontinue or alter the terms of this offer at any time. See the Rewards Program Terms for details. Subject to credit approval.